Liability coverage protects the policyholder and other insureds from losses that may occur on the insured's premises or that arise out of the use of the insured's product and acts of negligence alleged against the insured. You should report all claims even if you are not sure the other party is claiming any damage or injury. Our experienced claims adjusters will investigate and determine the policyholder's legal liability and evaluate any damages sustained.
In the event of a loss, report the claim promptly to your agent or directly to us.
The following information will assist in the assignment and investigation of your claim.
Date of Loss
Names, addresses and phone numbers of all involved parties
Names, addresses and phone numbers of all witnesses
Details of how the accident occurred
Name of investigating police department or public official