We offer a variety of commercial property policies that cover buildings, business contents, business interruption, and other types of risk. In the event of a loss to your property, you should promptly report the loss to your agent or directly to us.
The following information will assist in the assignment and investigation of your claim.
Policyholder Information including contact information
Date of Loss
Location of Risk involved
Names, addresses and phone numbers of all involved parties
Names, addresses and phone numbers of all witnesses
Details of loss or description of damage
Name of investigating police department or public official
Police Report Number
Preserve all evidence
The following is a list of steps to assist with the claims process as well as to mitigate your losses and preserve your property.
Preserve and protect your property from further damage by securing and boarding up the building and making temporary repairs.
Keep documentation to support amounts paid for emergency repairs.
Save your damaged property for inspection by your claims adjuster.
Photograph damaged property for your records.
Prepare a list of damaged property.
Maintain documentation to support business interruption loss, such as inventory records, sales, and purchase receipts.
Maintain separate, accurate records of any sales or operating expenses that continue after the loss.
Maintain accurate records for extra expenses incurred to expedite the resumption of operations.