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Personal Homeowners Insurance

Condominium Insurance

We know that as the owner of a condominium unit, you have different insurance needs. Most likely, the condominium association has purchased a master policy to cover common areas like the exterior buildings and walkways. However, you are responsible for insuring your individual, personal interests within your unit. You need both personal property and liability insurance.

Our condominium policy has coverage for:

  • Furniture
  • Clothing
  • Appliances
  • Personal belongings
  • Personal liability to protect you against a claim or lawsuit if someone is injured or their property is damaged while in your condominium
  • Cost of common property loss that may be assessed by the condominium association against all unit owners

We offer optional coverages for:

  • Contents replacement - Full replacement cost for personal belongings
  • Personal injury - Protects you against libel and slander
  • Scheduled personal property - Provides broader coverage to cover valuable possessions, such as fine art, jewelry, cameras and computers
  • Umbrella policy - Offers additional amounts of liability protection
  • Pleasure boat insurance - Small powered boats and sail-craft

Our condominium policy is competitively priced, and we offer discounts to save you even more money:

  • Excellent credit history
  • Burglar and fire/smoke alarms
  • Agency credit
  • Loss free renewals