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Personal Renters Insurance

Renters Insurance

You may not own the place where you live, but you still need insurance protection. Renters insurance is for anyone who rents a home, be it a house or an apartment, to protect your personal property against fire, theft and vandalism. Renters insurance can help protect you in case of a liability lawsuit against you arising from either an injury to another person or damage to another person's property whether the incident occurred within your rented residence or elsewhere.

We offer policies to protect renters for their personal interests, including:

  • Furniture
  • Clothing
  • Appliances
  • Personal belongings
  • Personal liability, that protects you against a claim or lawsuit if someone is injured or his or her property is damaged while in your apartment or rented home

We offer optional coverages for:

  • Contents replacement - Full replacement cost for personal belongings
  • Personal injury - Protects you against libel and slander
  • Scheduled personal property - Provides broader coverage to cover valuable possessions, such as fine art, jewelry, cameras and computers
  • Umbrella policy - Offers additional amounts of liability protection
  • Pleasure boat insurance -Small powered boats and sail-craft