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Legal Notice

Conditions of Use
By using this website, you agree to the following conditions of use. Please read the conditions carefully before using this website. We may revise the terms and conditions at any time by updating this posting. You are bound by any such revisions and, therefore, should periodically visit this page to review the then current terms and conditions to which you are bound.

Insurance products and services
For legal reasons, our insurance products and services can only be offered in states in which a company of Republic Group is licensed or otherwise qualified to conduct such business. Any description of our products or services is for informational purposes only and is not intended to be an offer to sell or a solicitation in connection with the products or services. Insurance coverage provided by a company of Republic Group is subject to the specific terms, conditions and provisions of the policy issued. Services provided are subject to the terms and conditions of the applicable contracts.  For ease of reference only, our insurance companies are referred to collectively as Republic Group.  Each company is a separate legal entity.

Disclaimer
We have compiled this website in good faith. HOWEVER, NO REPRESENTATION IS MADE AND NO WARRANTY IS GIVEN AS TO THE COMPLETENESS OR ACCURACY OF THE INFORMATION IT CONTAINS. IN PARTICULAR, IT IS POSSIBLE THAT THE INFORMATION PROVIDED MAY BE INCOMPLETE, CONTAIN ERRORS OR BE OUT OF DATE.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE INFORMATION AND MATERIAL ON THIS WEBSITE ARE PROVIDED AS IS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, AND WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE INFORMATION AND MATERIAL, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OR REPRESENTATIONS THAT ANY INFORMATION, SOFTWARE OR OTHER MATERIAL ACCESSIBLE THROUGH THIS WEBSITE IS FREE OF VIRUS OR OTHER HARMFUL COMPONENTS, THAT THE INFORMATION OR MATERIAL IS FIT FOR A PARTICULAR PURPOSE, THAT THERE IS ANY WARRANTY OF MERCHANTABILITY, OR THAT DEFECTS WILL BE CORRECTED. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT WE) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. THE INFORMATION AND DESCRIPTIONS CONTAINED HEREIN ARE NOT NECESSARILY INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO THE INSURANCE COVERAGES, PRODUCTS AND SERVICES, BUT ARE PROVIDED SOLELY FOR GENERAL INFORMATIONAL PURPOSES. PLEASE REFER TO THE ACTUAL POLICY OR APPLICABLE CONTRACT.

Restrictions of Use of Materials
This website is owned and operated by Republic Companies, Inc. Except as otherwise expressly permitted by Republic Companies, Inc., no materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost or use the content of this website for public or commercial purposes, including the text, images, audio and video without the written permission of Republic Companies, Inc. Republic Companies, Inc. neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

Links
We do not warrant and make no representation that the links set out on this website will be accurate at the time of your access. We do not have any control over the sites opened by hyperlinks. We do not assume any responsibility for the contents of any site referenced by any hyperlink or otherwise. The inclusion of any link to such websites does not imply our approval or endorsement of the websites or the content thereof.

Trademarks and Copyrights
All trademarks, services marks, trade names, logos and icons are proprietary to us. Nothing contained on the website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this website without our prior written permission. Your use of the trademarks displayed on this website or any other content on this website is strictly prohibited.

Images displayed on this website are either our property or are used with prior permission. The use of these images by you or anyone else authorized by you, is prohibited unless we specifically permit such use. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.